Aetna Inc. (AET)
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- Why B/E Is More Important than P/E to Health Insurers
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Jacome
Replacement Candidates for David Merkel's Portfolio: From AA to ZZ [view article]
can we dump this into a spreadsheet next time and rank them a bit. this is just another snow job: ) ReplyKeep the Remaining Blue Cross Plans Non-Profits [view article]
We have many problems in this area. Primary-care physicians are a vanishing breed.The poor guy who doesn't have coverage gets billed at arate that is often double what a "Plan" would be billed because of negotiated rates.
New treatments (read complicated and thus expensive) are being developed at a rapid rate.
85% of your health-care expenditures occur in the last 15 years of your life.
We need a thoughtful honest debate to find the best solutions.
Small countries like Denmark can manage national health-care, but in larger countries it usually turns into a disaster. Look at Canada.
A partisan political "solution" won't "git er dun.' Reply
Keep the Remaining Blue Cross Plans Non-Profits [view article]
The author does a good job of telling half the story. While I tend to agree that there should be an insurer of last resort or a high-risk pool available in all states, the idea of forcing guaranteed issue without mandatory covereage is part of what makes insurance so expensive. It's impossible to produce affordable rates when people can go without coverage when they are healthy, but expect guaranteed issue subsidized coverage for when they are not. Insurers would gladly accept all risks if it truly mean ALL risks, not just unhealthy risks for whom it is now financially convenient. ReplyKeep the Remaining Blue Cross Plans Non-Profits [view article]
Wadhamite.....sadly, your comments are very indicative of public perception of these issues. Those of you who are 'totally free enterprise' types on everything need to understand that not everything can be solved by 'totally free markets'.I worked in corporate health insurance for 20 years. It is a different animal 'totally'. Our drinking water, if totally provided by a free market, would be very unjustly distributed - the best to the rich, the poor quality to the poor.
Regulation/oversight/c... has to be given those goods that the public need for 'life, and pursuit of happiness'........not threat of bankruptcy due to a greed-filled, broken system as is healthcare financing that leaves 50m uninsured because they cannot afford $1,200 a month for family coverage.
You better hope the gov't gets more involved in healthcare.....or one day your employer will 'reduce you at age 55' and you'll have to go find your own quotes. Then you'll understand - just like my 56 yr old brother now understands what I have been telling him for years.
Now, he is a true disciple of a national healthcare plan. Reply
Keep the Remaining Blue Cross Plans Non-Profits [view article]
I am troubled by the words "regulatory approval" . . . like, who is really in charge? A total free-enterprise system would sort out such conversions and competitions. With regulators, the picture becomes murky in a hurry, and those who want the government out of health care feel increasingly compromised. Reply0
Keep the Remaining Blue Cross Plans Non-Profits [view article]
WellPoint ruined the great reputation and decency of what was Blue Cross Blue Shield. Corruption, office politics exeeding that of Washington, and very poor management have taken a good company to ruins. No ethics, no problem. Steal from the stockholders, the employees and don't think twice about it. Those multimillion dollar bonuses given to the CEO and others are coming directly from premium dollars. Greed is the name of the game. Politicians point to high healthcare costs--why not start with the "bonuses" given to some worthless executives who have taken the company into the ground? Anyone with any intelligence and ETHICS is scooted out the door. The remaining "management team" couldn't spell cat if one spotted them the "c" and the"a". How about oursourcing the management as WellPoint has done with claims and other departments? What a thrill to call about a claim and get someone who can't even speak English. WellPoint can sit on it and rotate! Reply2020
Replacement Candidates for David Merkel's Portfolio: From AA to ZZ [view article]
This looks like a dartboard. Pick 3 sector ETFs, 3 little followed stocksand sleep better at night. Reply
Buying Healthcare Stocks for an Obama Presidency [view article]
if obama- be ready for the country becoming a big ghetto. Replyks
Why B/E Is More Important than P/E to Health Insurers [view article]
Good article, very informative thanks! ReplyWhy B/E Is More Important than P/E to Health Insurers [view article]
There will be continued pressure on this Benefit Expense ratio in coming months as comapnies with BETTER than average health will be the FIRST to drop coverage in this tough economy, and the last to take an increase in price. There is little that Managed Care companies can do today to actually "manage down" the cost of care, with much more savvy players delivering care than in the early days of Managed Care. This ratio is also under pressure from some states that think there should be minimum ratios mandated, especially in the Individual and Small group market, where these ratios are the lowest. Actions such as outlawing Recision activity in California and other states will pressure up dramatically the BE in the Individual market. Therefore this ratio will continue to erode for many if not all these companies, and their profit margins and revenues will continue to be stressed. ReplyBuying Healthcare Stocks for an Obama Presidency [view article]
The professional political pundits who follow the Senate and House races coming up for the vote in November say that the Democrats will expand their majorities in both, and have a good chance to go into 2009 with 60 senators which would represent an un-veto-able majority. Replyalternative
Buying Healthcare Stocks for an Obama Presidency (Part II) [view article]
You're right as far as you go, Aalan, but what has to go are all these "competing" health insurance companies like Aetna. All medical providers waste enormous amounts of time and money to fill out all the different forms for all the different corporations, and then spend even more to try to figure out why the profitable corporation rejected the claim.Let's cut out the middleman and go to single payer health insurance. Reply
Buying Healthcare Stocks for an Obama Presidency (Part II) [view article]
THERE IS NO WAY OBAMA CAN DO WHAT HE SAYS HE WILL DO.HE IS ALL TALK. ALL HE WANTS IS VOTES FROM ALL THE PEOPLE WHO THINK THEY WILL BE GIVEN A FREE RIDE AT THE EXPENSE OF THOSE WHO HAVE WORKED HARD ALL THEIR LIFE AND MADE SOMETHING OF THEMSELVES.
THESE INDIVIDUALS ALREADY PAY 40% OF THE TAXES THE
US RECEIVES AND THEY REPRESENT ONLY 1% OF THE US POPULATION. JUST HOW MUCH MORE DOES OBAMA WANT
THESE INDIVIDUALS TO PAY. HE IS SO IGNORANT OF WHAT THE REAL FACTS ARE CONCERNING THE NEEDS OF THIS NATION. Reply
Buying Healthcare Stocks for an Obama Presidency (Part II) [view article]
Your article is right on the money. Don't believe the whol national healthcare hype. Obama will give more money to insurance companies and that will stimulate competition. 40,000,000 people dont have coverage, 260,000,000 do. Obama wont screw that up. Replyr123
Buying Healthcare Stocks for an Obama Presidency (Part II) [view article]
I would buy stocks during the Obama presidency, but that 47% tax rate will make it tough on me. I always knew I hated socialism just didn't think I would have to live in it. I really do hope McCain wins. Reply