times we have a mix of long and short positions, reducing the overall volatility of the portfolio. We understand that in all markets there are times when it is appropriate to be more aggressive and take on more risk, and also times when it is more appropriate to be conservative. The portfolio is not restricted to any strict asset mix and can invest in Equity through long and short positions, Currencies, Closed End funds, Commodities and Fixed Income instruments. When appropriate, the manager may decide to leverage his position to increase the return within the portfolio. We may employ the use of options and other hedging instruments to limit the risk of specific positions and to manage our general market exposure. This enables us to manage risk in volatile positions and ensures all our investments are appropriate for the portfolio. Each discretionary portfolio is distinct and can be customized to the clients’ needs. The complex financial markets of today require a different approach to managing client’s portfolios. The buy and hold strategy has not delivered on its promise of wealth creation. Clover Asset Management Limited, through its disciplined approach where long and short positions are used to complement each other, is committed to building wealth in a risk controlled environment. For more information, please do not hesitate to contact us at ForwardThiking@Clover.ky